Skip Navigation Links.  

 
 Skip Navigation Links
5 TIPS TO LOWER YOUR AUTO INSURANCE COSTS.
1. SHOP AROUND
Prices vary from company to company. Don’t shop by price alone. Each of the carriers will give you free no-obligation quotes for your convenience.
2. COMPARE BEFORE YOU BUY
Car insurance premiums are based on the car’s sticker price, the cost to repair it, overall safety record, and the likelihood of theft. Many insurers offer discounts for features that reduce the risk of injuries or theft, such as daytime running lights, and anti-theft devices. For more information from the Insurance Institute of Highway Safety, visit www.iihs.org.
3. REDUCE COVERAGE ON OLDER CARS
Consider dropping collision and/or comprehensive coverage on older cars. If your car is worth less than 10 times the premium, purchasing the coverage may not be cost-effective.
4. MAINTAIN A GOOD CREDIT RECORD
Establishing a solid credit history can cut your insurance costs. Insurers are increasingly using credit information to price auto policies. Check your credit record on a regular basis and have any errors corrected promptly so that your information remains accurate.
5. SEEK OUT OTHER DISCOUNTS
Companies offer discounts to policyholders who have not had an accident or moving violation for a specific number of years, or if they have taken a defensive driving course. If there is a young driver on the policy who is a good student or has taken a driver education course, you may also qualify for a lower rate.


PROGRAM BENEFITS  
Easy comparison shopping
Group rates and money saving discounts
Leading insurance carriers
Free, no-obligation rate quotes
Easy payment options
Multi-policy discounts

Even if you already have an auto or home policy with MetLife Auto & Home, Travelers, and Liberty Mutual, you may qualify for additional discounts.




MetLife Auto & Home® is a brand of Metropolitan Property and Casualty Insurance Company and its affiliates: Metropolitan General Insurance Company, Metropolitan Casualty Insurance Company, Metropolitan Direct Property and Casualty Insurance Company, Metropolitan Group Property and Casualty Insurance Company, Economy Premier Assurance Company and Metropolitan Lloyds Insurance Company of Texas, all with administrative home offices in Warwick, RI. Coverage, rates, and discounts are available in most states to those who qualify.

Insurance is underwritten by The Travelers Indemnity Company or one of its property casualty affiliates, One Tower Square, Hartford, CT 06183. In TX: Auto insurance is offered by Travelers MGA, Inc. and underwritten by Consumers County Mutual Insurance Company. Coverages, discounts and billing options are subject to state availability, individual qualifications and/or the insuring company’s underwriting guidelines. ©2006 Travelers Property Casualty Corp.

Coverage provided by and underwritten by Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA. A consumer report from a consumer reporting agency and/or motor vehicle report, on all drivers listed on your policy, may be obtained where state laws and regulations allow. Discounts and credits are available where state laws and regulations allow and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.